Frequently Asked Questions About Dental Insurance
According to a survey conducted by the National Association of Dental Plans, about 2/3rd of Americans are having some form of dental insurance coverage. Dental insurance helps you to cover basic needs and offers you peace of mind.
Here are some frequently asked questions about dental insurance.
What’s a deductible?
A deductible is referred to as the amount of money you need to pay from your pocket. During the benefit period, you will be required to pay a certain portion of your treatment before your dental insurance can cover the cost of your dental treatment. The deductible can depend upon the dental plan.
What’s a PPO?
PPO refers to Preferred Provider Network, and a PPP insurance plan permits you to select a dentist of your choice. Irrespective of the dentist you choose, dental services from an in-network tend to be higher than an out-of-network dental service provider.
It is vital to check whether your dentist is in-network before your dental appointment to enable you to make the most out of your dental insurance coverage.
Do I get two free cleanings a year with my insurance?
Yes, however, it can depend on your dental insurance plan. Most plants cover the cost of 2 dental check-ups and dental cleaning. However, it can vary from different dental plans. It is important to check if your dental insurance covers free professional cleanings and check-ups before your dentist appointments.
What if I don’t have dental insurance?
In case you do not have dental insurance, financing for dental treatments is available through a healthcare credit card known as CareCredit. It allows you to finance your treatments between 6 to 24 months at low rates of interest.
Dental insurance does not need to be a complicated process. Our team at Dental Experts helps you to find the best dental insurance coverage to suit your dental needs and budget. Feel free to call us at 512-744-8138 to book an appointment and our team can help you choose the best dental solution for your needs.